Let your
home work for you
Living Equity monthly payments are insured and/or backed by cash reserves.
Living Equity takes on the responsibility to pay the loan's monthly payments.
You remain the owner with no changes on the title, and no restrictions on how you get to use your property. You can use it as your primary residence or even rent it to earn additional income.
Living Equity is not an owner and has no rights of occupancy.
By participating in Peace of Mind Assurance Program, you do not sell or transfer any portion of the property therefore there are no property tax reassessments.
Living Equity takes on your liabilities, so you are not liable for how or how well your equity is generating a return.
Your Living Equity monthly payments and property equity are backed by cash reserves and/or insurance products that would cover any vacancies or loss, so even if an investment asset fails to generate sufficient income you keep receiving your monthly payments and your equity is returned to your property fully intact at the end of your terms.
Living Equity takes care of everything that has to do with the investment assets, so you are not responsible in anyway.
Living Equity's responsibilities are including but not limited to rental property acquisition, property management, tenant screening, tenant contract handling, repairs, improvements, insurance disposition, and more.
You can cancel your agreement at anytime with a 60 day notice or transfer it to another eligible property. When you cancel your agreement, your equity will be returned back to you just as it was before.
Early cancelation fees may apply to cover costs associated with reverting back the arrangement (calculated on a case by case basis).
Get monthly/lump sum cash
Have to pay it back
Monthly payments.
Pay interest.
At the end you can lose part or all of your equity
Monthly Cash Income
Never pay it back.
No monthly payments.
Never pay interests.
At the end your equity returns to you intact
Frequently Asked Questions
Your equity is secured by a first TD on an income producing, free and clear property co-owned by you and the company.
Currently Living Equity is only available in California. Sign up for our newsletter to be notified when it is available in your state.
The monthly payment is based on the value of the property, the market interest rate and the length of time of investment.
Use the living Equity Calculator to see an estimate of how much your property can make.
How much can my property make?
The company will unwind the transaction, paying off the mortgage on your home to restore your equity and ending the income payment stream.
There will be an insurance product on the mortgage that will continue making your payments.
A portion of the income stream can be received as a lump sum payment. Accordingly, the monthly payment will be reduced to cover the payment.
The dividends that the Living Equity member receive are fully taxable as dividend income, Consult your tax advisor regarding your particular situation. Living Equity makes all the mortgage payments for the joint mortgage with the Living Equity member, therefore all interest paid is not deductible for the member.
Free no obligation consultation from our specialists.
Get your first check as fast as 60 days after approval.
1 (800) 990-0892
Living Equity Specialists