Currently Living Equity is only available in California. Sign up for our newsletter to be notified when it is available in your state.

The monthly payment is based on the value of the property, the market interest rate and the length of time of investment.

The company will unwind the transaction, paying off the mortgage on your home to restore your equity and ending the income payment stream.

You can either keep receiving the monthly income stream, or you can exit the program and have the mortgage paid off, restoring your equity.

There will be an insurance product on the mortgage that will continue making your payments.

You will have mortgage debt on your credit report. Regular payments could help improve a damaged credit profile, but the added debt could lower the homeowner's credit score.

A portion of the income stream can be received as a lump sum payment. Accordingly, the monthly payment will be reduced to cover the payment.

You do not have to qualify, your property does. It needs to be free and clear of any mortgage/loans. On a case by case basis, some active loans on a property may be permitted. Contact us to see if you qualify.

The dividends that the Living Equity member receive are fully taxable as dividend income, Consult your tax advisor regarding your particular situation. Living Equity makes all the mortgage payments for the joint mortgage with the Living Equity member, therefore all interest paid is not deductible for the member.